Risk Disclosure Statement

This Risk Disclosure Statement (the "Statement") forms an integral part of the Unitstake Terms and Conditions (the "Terms") made available at Terms and Conditions. Capitalised terms used but not defined herein have the meanings given to them in the Terms. Any matter not specifically addressed in this Statement, including disclaimers, limitations of liability, indemnification, and dispute resolution, shall be governed by the Terms.

This Statement is intended to inform users of the principal risks associated with tokenized real-world assets, digital assets, tokens, and blockchain-based instruments referenced on the Aggregator, and the use of information and data provided by the Aggregator. This Statement is not exhaustive. As the tokenized asset market continues to evolve, additional risks may arise that are not addressed herein. Users should conduct their own research and seek independent professional advice appropriate to their specific circumstances.

Unitstake reserves the right to update this Statement at any time. The current version published on the Platform supersedes all prior versions.

Nature Of The Platform

Unitstake operates exclusively as an information aggregator and discovery platform. The Aggregator provides users with structured access to publicly available and issuer-submitted information relating to tokenized real-world asset projects, tokenization platforms, and ecosystem participants. The inclusion of any project, platform, or ecosystem participant on the Aggregator does not constitute an endorsement or confirmation of its legitimacy, regulatory compliance, or commercial viability.

All content available through the Aggregator is provided for general informational purposes only and does not constitute investment advice, a solicitation or offer to buy or sell any financial instrument or digital asset, or any form of financial, legal, or tax advice. Users are encouraged to seek independent professional advice (financial, legal, tax, investment or cybersecurity) before making any decision based on information obtained from the Aggregator.

Aggregator-Specific Risks

Information Accuracy and Completeness. Information displayed on the Aggregator is aggregated from multiple sources, including publicly available data, third-party data providers, and information submitted by ecosystem participants. Unitstake operates exclusively as an information aggregator and does not independently verify the accuracy, completeness, currency, or fitness for purpose of any such information. While Unitstake seeks to maintain accurate and up-to-date information, users should be aware that information displayed on the Aggregator may become outdated, incomplete, or inaccurate over time. Users should independently verify any information they consider material before relying on it or making any decision based upon it.

No Due Diligence or Vetting. The inclusion of any project, platform, or entity on the Aggregator does not imply that Unitstake has conducted due diligence, legal review, financial analysis, or any form of vetting of such project, platform, or entity. Placement on the Aggregator is not an endorsement, quality certification, or recommendation of any kind.

Aggregator Availability and Continuity. Unitstake makes no warranty regarding the continuous availability, functionality, or accuracy of the Aggregator. The Aggregator may be subject to scheduled maintenance, unplanned downtime, data latency, or discontinuation of service at any time without prior notice.

Third-Party Links and External Platforms. The Aggregator may provide links to third-party websites, platforms, or services for convenience and reference purposes only. Unitstake exercises no control over and accepts no responsibility for the content, accuracy, security, or practices of any third-party platform. Users access third-party platforms at their own risk and should review the applicable terms and privacy policies of any such platform independently.

Financial Risks

Risk of Total Capital Loss. Users who decide to invest in tokenized projects displayed on the Aggregator should be aware that such investments carry a high risk of total and permanent loss of capital. The value of any digital or tokenized instrument may fall to zero as a result of, without limitation: project failure, fraud, regulatory intervention, technological failure, or loss of market confidence. Information displayed on this Aggregator does not constitute an assurance of asset value, project viability, or investment suitability.

Market Risk and Price Volatility. The market value of tokenized assets and digital assets is subject to extreme volatility. Prices may fluctuate significantly within short periods due to factors including, but not limited to:

• Changes in market sentiment, macroeconomic conditions, or geopolitical events;
• Fluctuations in the value of the underlying real-world asset;
• Changes in the supply of or demand for a specific token;
• Speculative trading activity, market manipulation, or flash crashes;
• Announcements by issuers, regulators, or market participants;
• Technical events, including protocol upgrades, hard forks, or security incidents.

Unlike regulated securities markets, there may be no circuit breakers, trading halts, or other market stability mechanisms applicable to tokenized assets traded on decentralised or unregulated venues.

Liquidity Risk. Many tokenized real-world assets and digital tokens suffer from low or intermittent liquidity. There may be no active secondary market for a given token, which may prevent a token holder from exiting at a desired time or price. Liquidity may deteriorate rapidly and without warning, particularly in adverse market conditions.

Tokens representing illiquid underlying assets — such as real estate, private equity, or infrastructure — may themselves be structurally illiquid regardless of the trading infrastructure available. Lock-up periods, redemption restrictions, and minimum holding requirements may further constrain a token holder's ability to realise value from such an instrument.

Valuation Risk. Valuation of tokenized real-world assets may be complex, infrequent, or unreliable. The on-chain price of a token may not accurately reflect the value of the underlying asset due to: illiquidity in secondary markets; delays in valuation reporting; conflicts of interest in the appraisal process; or structural features of the token itself. Users should not rely on token prices as an indicator of underlying asset value without independent verification.

Regulatory and Legal Risks

Evolving and Uncertain Regulatory Environment. The regulatory treatment of tokenized assets, digital assets, and related platforms is rapidly evolving and remains highly uncertain across jurisdictions. Regulatory changes may affect projects, issuers, platforms, or tokenized assets displayed on the Aggregator; in particular, they may:

• Require a project or platform to cease operations, restructure, or obtain additional licensing;
• Result in the reclassification of a token as a regulated security, e-money instrument, or other regulated instrument;
• Impose restrictions on the ability of users to access, hold, or transfer certain tokens based on their nationality, domicile, or investor classification;
• Subject a project, platform, or token holder to unexpected tax, reporting, or compliance obligations;
• Result in enforcement actions, fines, or civil or criminal liability for project operators or participants.

Lack of Regulatory Protection. Tokenized assets, digital assets, and related projects may operate in jurisdictions with limited regulatory oversight or under regulatory frameworks that provide fewer protections than those applicable in regulated financial markets. Such assets and instruments are generally not covered by deposit protection schemes, investor compensation funds, or similar guarantee mechanisms. As a result, token holders may have limited or no practical recourse in the event of project insolvency, fraud, theft, or operational failure.

Cross-Jurisdictional Complexity. A single tokenized asset transaction may involve legal and regulatory obligations across multiple jurisdictions simultaneously — including the jurisdiction of asset location, the jurisdiction of the issuing entity, the jurisdiction governing the token issuance, and the jurisdiction of the user. Users should seek independent legal advice where there is uncertainty regarding the legal or regulatory treatment of a tokenized asset.

Tax Risks. The tax treatment of tokenized assets, digital asset transactions, and related income (including gains, dividends, staking rewards, and airdrops) is uncertain in many jurisdictions and may change without notice. Users are solely responsible for determining and meeting all applicable tax obligations arising from their own activities. UnitStake does not provide tax advice, and information on the Aggregator should not be relied upon for any tax purposes.

Geographic Considerations. The availability of tokenized projects may vary significantly across jurisdictions. The inclusion of a project on the Aggregator does not indicate that such a project is available, lawful, or suitable for users in any particular jurisdiction. Certain projects displayed on the Aggregator may be restricted by the issuer or unavailable to users in particular countries due to applicable securities regulations, foreign investment restrictions, economic sanctions, or anti-money laundering requirements. Users are solely responsible for ensuring that their access to, and participation in, any tokenized projects complies with all applicable laws and regulations in their jurisdiction of residence and any other jurisdiction relevant to their circumstances.

Technology and Smart Contract Risks

Blockchain and Protocol Risks. Many tokenized assets rely on blockchain or distributed ledger technology. Such technology is experimental and may be subject to:

• Protocol-level bugs, vulnerabilities, or failures;
• Consensus mechanism failures or attacks (e.g., 51% attacks, Sybil attacks);
• Hard forks resulting in chain splits or loss of token compatibility;
• Scaling limitations, network congestion, or prohibitively high transaction fees;
• Deprecation, migration, or discontinuation of the underlying blockchain.

Smart Contract Risk. Many tokenized asset structures rely on smart contracts — self-executing code deployed on a blockchain — to automate key functions such as token issuance, distribution, voting, redemption, and custody. Smart contracts are subject to the following risks:

• Coding errors or logical flaws that may lead to unintended behaviour or permanent loss of assets;
• Exploitation by malicious actors, identifying and leveraging vulnerabilities;
• Immutability: once deployed, smart contracts may be impossible or impractical to modify, even if errors are identified;
• Dependence on external data oracles that may provide inaccurate, delayed, or manipulated data;
• Governance vulnerabilities in upgradeable proxy contracts or multisig arrangements.

Unitstake does not conduct smart contract audits. The fact that information about a project appears on the Aggregator does not imply that any smart contract audit has been completed or that the results of any such audit were satisfactory.

Cybersecurity and Custody Risks. Digital assets stored in blockchain wallets or on custodial platforms are subject to theft, hacking, and loss. Users who self-custody digital assets bear sole responsibility for the security of their private keys. Loss of private keys results in permanent and irreversible loss of access to associated assets. Third-party custodial platforms may also be subject to hacking, insolvency, or operational failures resulting in partial or total loss of assets.

Irreversibility of Blockchain Transactions. Transactions executed on blockchain networks are, in the majority of cases, final and irreversible upon confirmation. Errors in transaction details, including the entry of incorrect wallet addresses or incorrect asset amounts, may result in permanent and irrecoverable loss, with limited or no possibility of cancellation or recovery.

Asset-Specific Risks

Uncertain Legal Rights. Tokenized real-world assets are representations of rights, interests, or claims in real-world assets — including but not limited to real estate, private credit, commodities, infrastructure, art, intellectual property, and private equity — that are recorded, transferred, and managed on a distributed ledger or blockchain network using digital tokens.

However, holding a token does not necessarily mean holding a legal interest in the underlying real-world asset. Different tokenized projects are structured differently: some tokens may represent direct ownership, while others may confer only a debt claim, a contractual right, a participation interest, or no enforceable legal right at all. The actual rights — if any — attached to a specific token depend entirely on the legal documentation, corporate structure, and jurisdiction governing that particular project. Unitstake displays information about tokenized projects but does not assess, verify, or warrant what legal rights, if any, a given token confers on its holder.

Underlying Asset Risks. Tokenized assets remain exposed to the risks of their underlying assets. Depending on the nature of the asset, these risks may include real estate market risks, commodity price volatility, business failure, dilution, illiquidity, regulatory changes, or other asset-specific factors. Tokenization does not eliminate or reduce the risks associated with the underlying asset.

Counterparty and Operational Risks

Issuer Risk. Users who choose to participate in, or otherwise interact with, tokenized projects displayed on the Aggregator are exposed to counterparty risk in relation to the issuer. Such risks include:

• Insolvency, fraud, or misconduct by the issuer or its principals;
• Failure to deliver promised functionality, assets, or returns;
• Misappropriation of funds or assets;
• Key person dependency and the inability to replace critical personnel;
• Conflicts of interest between project operators and token holders.

Custodian and Service Provider Risk. Tokenized asset projects typically rely on third-party service providers, including custodians, transfer agents, property managers, auditors, legal counsel, and technology providers. The failure, negligence, insolvency, or misconduct of any such provider may adversely affect the value, security, or continuity of a tokenized asset or project.

Operational and Business Continuity Risk. A tokenized project may be subject to operational failures, including IT outages, human error, internal fraud, natural disasters, or force majeure events. There is no guarantee that adequate business continuity measures are in place for any project displayed on the Aggregator.